Many of you have probably heard of Kiva, but if you haven’t please check it out (http://www.kiva.org/.) Kiva allows you to connect with and loan money to unique small businesses in the developing world. You can read about and choose to sponsor a particular business that will help someone achieve economic independence. Throughout the course of the loan (6-12 months), you can receive email updates from the business you’ve chosen to sponsor. The amazing thing is that as loans are repaid, you get the money back! Kiva offers gift certificates for only $25 (or more, if you prefer.) It’s a great Christmas present for someone on the other side of the world!